that's the current law. as an investment advisor and someone going through an arisa plan has a fiduciary standard. i think what you're talking about is a broker-dealer. a broker-dealer -- exactly. that's why i asked both of you twice what you said. what you said on the floor and what you said a moment ago is you were talking about broker dealers but you said it was investment advisors. i think it's clear -- without understanding what the law is. once again, we encourage the lady from -- the speaker pro tempore: the gentleman's time has expired. members are again reminded to direct their remarks to the chair. the gentleman from california is recognized. and has 2 1/4 minutes remaining. mr. miller: does the gentleman have additional speakers? i have no further speakers other than myself. mr. hensarling: i have no further speakers, mr. speaker. i believe i have the right to close. the speaker pro tempore: that's correct. the gentleman from california is recognized. mr. miller: so let me get this straight. you c